Wealth Management

Both registered and non-registered savings, education savings, cash flow and retained earning investments.

In our experience most business owners:

are not planning now to maximize their after tax monies in retirement

over-pay for their group retirement plan wealth management services without knowing it

do not have an investment plan that co-ordinates diverse savings options

do not include the value of their business and its associated risk in their investment allocation chart

At Montcalm and Associates we employ a disciplined risk-minimization approach that allows our clients to achieve the investment returns they require while giving them the peace of mindthey want. It allows them to focus on what they do best- run their company!

Let us show you our "Person-All" approach

You say...

"Income tax, corporate tax, payroll tax,
capital gains tax or estate tax"

We say...

IPP, RCA, DPSP, RSP, TFSA, Estate Bypass, Deferred Compensation,
Tax Exempt Life Insurance, Estate Freeze, Charitable
Giving, Low Tax Investing